Commercial Mortgages
Whether you’re purchasing office space, acquiring retail premises, or refinancing your current facility, a commercial mortgage provides the stability and funding needed to build your business property portfolio. These long-term loans are tailored to help businesses invest with confidence while managing cost over time.
With flexible terms, competitive rates, and solutions suited to various property types, commercial mortgages are a smart step towards lasting success.
Commercial mortgages allow businesses to purchase or refinance premises with terms aligned to their financial profile. Borrow up to 75% of the property's value and choose from fixed or variable interest structures that match your cash flow model and risk appetite.
Whether you're acquiring a new site or investing in long-term stability, we help structure the right mortgage for your business vision.
At Ascend Commercial Finance, we simplify the commercial mortgage journey. From assessing your business financials to guiding you through lender requirements, our transparent process ensures clarity every step of the way.
We help you weigh up the benefits of buying versus renting, understand repayment implications, and secure terms that drive sustainability.
Our commercial mortgage solutions are built with future growth in mind. Whether you're refinancing to unlock capital or expanding into new premises, we ensure your facility aligns with your strategic objectives.
With repayment terms from 5 to 25 years, property versatility, and flexible exit options, you'll gain more than just finance, you'll secure a foundation for future opportunity.
With Ascend Commercial Finance, we help commercial property ownership be a catalyst for business success.
FAQs
Absolutely. Self-employed applicants can qualify, but lenders may require additional documentation, such as business accounts, tax returns, and financial statements to assess affordability.
The amount you can borrow depends on factors such as property value, business financials, and lender criteria. Typically, lenders offer loans covering 60-75% of the property’s value, though some may extend higher Loan-to-Value (LTV) ratios.
Most lenders require a deposit, typically starting at 25% of the property’s value. The exact deposit amount depends on various risk assessments and lender requirements.
Commercial mortgage terms generally range from 5 to 25 years, with repayment structures tailored to the borrower’s financial needs and investment plans.
Contact
- 1 Knight House, 140-142 High Street, Penge, London, SE20 7EU
- 0208 078 4277
- info@ascend-cf.co.uk
Brochures
View our 2020 Medical prospectus of
brochure for an easy to read guide on
all of the services offer.
Other Funding Options
Our panel includes hundreds of lenders, from specialists in property finance to experts in tax funding. This ensures we can help businesses access the right financial solutions for their needs.
