Development Finance
From ground-up builds to major refurbishments, development finance gives property investors and developers access to the capital they need, right when they need it. Designed to fund every stage of the project lifecycle, these loans ensure work stays on track without financial roadblocks.
With funding released in line with key milestones, development loans offer the cash flow control and flexibility essential for successful delivery.
Development finance is about more than just capital - it’s about precision and pace. With loan terms from 12 to 36 months, and funding released in stages tied to construction progress, you’ll maintain momentum while keeping costs under control.
From small refurbishments to large-scale developments, we structure finance around your build costs, GDV, and investor profile.
At Ascend Commercial Finance, we partner closely with property developers to build custom finance facilities that suit the scope and pace of each project. Whether you're refurbishing flats, constructing from the ground up, or redeveloping a mixed-use site, our team provides insight and structure you can rely on.
Need interest-only payments during build-out? Planning for a strategic refinance exit? We’ve got you covered.
Development loans are designed to bridge you from foundation to finish line. We help you plan your exit, whether it’s a sale, refinance, or transition to long-term funding, ensuring your strategy is covered from day one.
Our lending partners offer flexible terms, competitive rates, and fast approvals so you can seize opportunities and mitigate delays.
With Ascend Commercial Finance, your development is more than just financed - it’s future-proofed.
FAQs
Some lenders offer funding to first-time developers, though terms may be stricter. General property investment experience, financial planning, and a strong exit strategy improve approval chances.
The amount depends on build costs, projected GDV (Gross Development Value), and borrower financials. Lenders typically provide 70-90% of build costs and up to 75% of GDV.
Development loans use staged drawdowns, where funds are released in phases based on construction progress, typically after site inspections.
Once the project is finished, developers typically move to long-term refinancing, sell the property, or transition to commercial mortgages to repay the development loan.
Contact
- 1 Knight House, 140-142 High Street, Penge, London, SE20 7EU
- 0208 078 4277
- info@ascend-cf.co.uk
Brochures
View our 2020 Medical prospectus of
brochure for an easy to read guide on
all of the services offer.
Other Funding Options
Our panel includes hundreds of lenders, from specialists in property finance to experts in tax funding. This ensures we can help businesses access the right financial solutions for their needs.
