Bridging Loans
When timing is critical, bridging finance steps in. Designed to cover funding gaps between transactions or during financial transitions, bridging loans offer rapid access to capital—especially for property purchases, renovations, and urgent business needs.
These short-term loans are secured against property or high-value assets, providing a reliable, fast-track solution until long-term finance is arranged.
Whether you’re purchasing at auction, refinancing, or funding a renovation, bridging loans provide immediate access to capital.
With terms from 3 to 24 months, these loans are ideal when speed is key and long-term lending isn’t yet in place.
At Ascend Commercial Finance, we specialise in guiding clients through time-sensitive transactions. We work with trusted lenders offering minimal paperwork and flexible repayment terms tailored to your financial strategy.
You can choose from interest-only or full repayment structures—whatever suits your objectives.
Our bridging finance solutions are fast, efficient, and custom-built. Whether it’s a commercial property purchase, semi-commercial project, or interim business need, we secure lending backed by assets and aligned with your next step.
Planning to refinance or sell the property down the line? We’ll help you structure the facility around your exit plan.
With Ascend Commercial Finance, you can move quickly, with confidence, clarity, and support at every step.
FAQs
Bridging loans are designed for speed. Depending on the lender and circumstances, funding can be secured in as little as 48 hours, with the process typically completed within 2 to 4 weeks.
Bridging loans are secured against property, land, or other high-value assets. The type of security required depends on the lender and loan amount.
Interest rates vary based on loan size, security, and risk level. Typically, bridging loan rates range from 0.5% to 2% per month, with tailored repayment structures.
In theory, yes - bridging loans focus more on the value of the secured asset rather than personal credit history. While bad credit may affect terms, and in some scenarios the ultimate decision, lenders prioritise asset strength over individual financial records.
Contact
- 1 Knight House, 140-142 High Street, Penge, London, SE20 7EU
- 0208 078 4277
- info@ascend-cf.co.uk
Brochures
View our 2020 Medical prospectus of
brochure for an easy to read guide on
all of the services offer.
Other Funding Options
Our panel includes hundreds of lenders, from specialists in property finance to experts in tax funding. This ensures we can help businesses access the right financial solutions for their needs.
