Commercial BTL
Commercial buy-to-let mortgages are tailored for professional landlords and investors acquiring properties that go beyond standard residential criteria. From HMOs and multi-unit blocks to mixed-use and semi-commercial developments, this form of funding supports high-yield, large-scale property strategies.
Designed for flexibility and scale, commercial BTL solutions give you the leverage needed to grow and diversify your portfolio.
Unlike traditional BTL products, commercial BTL mortgages are built for more intricate investment strategies. Whether you're funding a house in multiple occupation, a retail/residential property, or an apartment block, our solutions are tailored around your goals.
We help you secure up to 75% LTV with interest-only or capital repayment terms that align with your cash flow model.
At Ascend Commercial Finance, we understand the nuances of commercial property investment. That’s why we offer expert guidance, from structuring the loan to identifying the most viable repayment strategy.
We work with lenders who base affordability on rental yield, not your personal income, freeing you to invest at scale with confidence.
Whether you plan to refinance, sell, or transition to long-term funding, our commercial BTL solutions come with flexible exit strategies designed for professional landlords.
With competitive interest rates, specialist lending terms, and facilities aligned with your investment timeline, we ensure your mortgage works as hard as your portfolio.
With Ascend Commercial Finance, you gain a partner who understands property, funding, and the value of long-term vision.
FAQs
Commercial BTL mortgages finance HMOs, multi-unit properties, mixed-use developments, and semi-commercial buildings, offering flexible lending criteria.
While some lenders cater to new investors, commercial BTL mortgages are typically structured for experienced landlords, requiring strong financials and investment history.
Most lenders require a minimum deposit of 25-40%, depending on the property type, rental yield, and investor profile.
Unlike residential BTL loans, commercial BTL affordability is based on expected rental income, ensuring the property generates sufficient revenue to cover repayments. It is therefore important to consider the type of tenant you will likely attract with the particular property.
Contact
- 1 Knight House, 140-142 High Street, Penge, London, SE20 7EU
- 0208 078 4277
- info@ascend-cf.co.uk
Brochures
View our 2020 Medical prospectus of
brochure for an easy to read guide on
all of the services offer.
Other Funding Options
Our panel includes hundreds of lenders, from specialists in property finance to experts in tax funding. This ensures we can help businesses access the right financial solutions for their needs.
