Your Free Business Credit Report

Checking will not impact your business credit score

Applying for finance or simply curious about how lenders view your business?

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A leading global business intelligence provider

Understand your business credit

Use your credit report to prepare and improve your chances of a successful application

Business Credit Score Included

Know What Lenders See

Check Your Creditworthiness

Why is a business credit report useful?​

A business credit report records your company’s financial history. Commercial lenders use this data to assess your risk, determine your eligibility for finance, and set your borrowing terms.
Your credit score dictates your loan pricing and structure rather than a simple "yes" or "no". Knowing it improves your planning and prevents wasted applications.
Checking your credit beforehand fixes errors and blocks fraud. This maximizes your chances of securing competitive funding rates.

Frequently asked questions

Our credit reports are complimentary to business owners and include a finance health check with one of our team.

We provide one credit report for the business making the request. Additional reports can be requested if in relation to a finance review.

No, requesting your report will not impact your business credit score or how lenders view your business.

No, the contents of your report will not guarantee approval or a decline decision, but can give an indication of a decision.

The report outlines key information and metrics about your business that lenders see. How they interpret the data is done so on a lender by lender basis. However, our risk score provides an indication on how likely a business is to go insolvent in the next 12 months, which is a key consideration for lenders.

If you notice any information that is incorrect, we would advise you to contact the third-party/company in question directly to correct the information. If the data source is not clear, please contact us and we will request the matter to be reviewed with our credit report provider Creditsafe.

Although the majority of reports we provide are for limited companies, our report provider, Creditsafe, can obtain data and produce reports for many business of other entities types such as sole traders and partnerships.